![Pro-life, Christian health insurance company launches in Texas #Catholic
Co-founder Bob Hogan (left) and CEO and co-founder Daniel Cruz (right) are launching a pro-life health insurance plan that is in line with Catholic morality. / Credit: Courtesy of Presidio Healthcare
CNA Staff, Nov 28, 2025 / 07:00 am (CNA).
Two Texas pro-lifers are launching a health care plan that embraces Catholic life ethics, creating an ethical option for Christians.Health insurance companies often cover things that are in tension with Catholic Church teaching or a Christian pro-life ethic, such as abortion, contraceptives, or assisted suicide.Daniel Cruz and Bob Hogan founded the FortressPlan by Presidio Healthcare because they wanted a pro-life, Christian alternative. “FortressPlan,” which launched in November, does not cover any health care offerings that go against Catholic teaching. While making a start in Texas, the co-founders hope to expand across the U.S. Hogan, co-founder of Presidio and an alum of Franciscan University of Steubenville in Ohio, said that health care sharing ministries “are largely unregulated and are not legally required to pay families’ medical bills,” which can “cause tremendous financial stress for families.”As a more realistic alternative, he and Cruz “set out to create a real insurance company,” Hogan said in a statement shared with CNA. Cruz spoke with CNA about the Catholic values behind the FortressPlan. CNA: What makes Presidio Healthcare’s FortressPlan unique among insurance options in the U.S.?Daniel Cruz: The FortressPlan stands out as the only health insurance plan that aligns with the culture of life. Unlike other insurers, it does not cover abortifacients, contraception, transgender treatments or surgeries, euthanasia, in vitro fertilization, or similar practices.What makes the Fortress Plan pro-life and Christian? What inspired you to align the plan with the “Ethical and Religious Directives for Catholic Health Care Services”?Presidio Healthcare Insurance Company is the first health insurer in the United States to be filed as a Catholic entity. Designed to respect the dignity of every person, the FortressPlan aligns with the “Ethical and Religious Directives [ERDs] for Catholic Health Care Services.”The ERDs represent a formally recognized expression of Catholic moral doctrine, protected under federal conscience and religious-freedom laws, which allows us to operate in the private market with an authentically Catholic health plan. A major element of our mission is to promote life-affirming physicians and services, and the ERDs serve as a concrete guide to help us accomplish that aim.What inspired you to launch the pro-life Christian health insurance option, the FortressPlan? What challenges have you faced in launching it?I was approached by a former client to estimate the cost of an abortion for their health plan. This request ignited a passion to apply my skills as an actuary in a different direction. After discovering that no insurance companies were entirely pro-life or that sharing ministries fell short of offering true financial protection for families, I decided to establish the first pro-life Christian insurance company.What are your future goals for the FortressPlan and this movement toward pro-life, Christian insurance? How do you hope it will impact people?Our future objectives include expanding nationwide and entering both the ACA [Affordable Care Act] and employer markets, building a well-recognized brand that represents Christian health care.](http://unitedyam.com/wp-content/uploads/2025/11/pro-life-christian-health-insurance-company-launches-in-texas-catholic-co-founder-bob-hogan-left-and-ceo-and-co-founder-daniel-cruz-right-are-launching-a-pro-life-health-insuranc.webp)

Co-founder Bob Hogan (left) and CEO and co-founder Daniel Cruz (right) are launching a pro-life health insurance plan that is in line with Catholic morality. / Credit: Courtesy of Presidio Healthcare
CNA Staff, Nov 28, 2025 / 07:00 am (CNA).
Two Texas pro-lifers are launching a health care plan that embraces Catholic life ethics, creating an ethical option for Christians.
Health insurance companies often cover things that are in tension with Catholic Church teaching or a Christian pro-life ethic, such as abortion, contraceptives, or assisted suicide.
Daniel Cruz and Bob Hogan founded the FortressPlan by Presidio Healthcare because they wanted a pro-life, Christian alternative.
“FortressPlan,” which launched in November, does not cover any health care offerings that go against Catholic teaching.
While making a start in Texas, the co-founders hope to expand across the U.S.
Hogan, co-founder of Presidio and an alum of Franciscan University of Steubenville in Ohio, said that health care sharing ministries “are largely unregulated and are not legally required to pay families’ medical bills,” which can “cause tremendous financial stress for families.”
As a more realistic alternative, he and Cruz “set out to create a real insurance company,” Hogan said in a statement shared with CNA.
Cruz spoke with CNA about the Catholic values behind the FortressPlan.
CNA: What makes Presidio Healthcare’s FortressPlan unique among insurance options in the U.S.?
Daniel Cruz: The FortressPlan stands out as the only health insurance plan that aligns with the culture of life. Unlike other insurers, it does not cover abortifacients, contraception, transgender treatments or surgeries, euthanasia, in vitro fertilization, or similar practices.
What makes the Fortress Plan pro-life and Christian? What inspired you to align the plan with the “Ethical and Religious Directives for Catholic Health Care Services”?
Presidio Healthcare Insurance Company is the first health insurer in the United States to be filed as a Catholic entity. Designed to respect the dignity of every person, the FortressPlan aligns with the “Ethical and Religious Directives [ERDs] for Catholic Health Care Services.”
The ERDs represent a formally recognized expression of Catholic moral doctrine, protected under federal conscience and religious-freedom laws, which allows us to operate in the private market with an authentically Catholic health plan. A major element of our mission is to promote life-affirming physicians and services, and the ERDs serve as a concrete guide to help us accomplish that aim.
What inspired you to launch the pro-life Christian health insurance option, the FortressPlan? What challenges have you faced in launching it?
I was approached by a former client to estimate the cost of an abortion for their health plan. This request ignited a passion to apply my skills as an actuary in a different direction.
After discovering that no insurance companies were entirely pro-life or that sharing ministries fell short of offering true financial protection for families, I decided to establish the first pro-life Christian insurance company.
What are your future goals for the FortressPlan and this movement toward pro-life, Christian insurance? How do you hope it will impact people?
Our future objectives include expanding nationwide and entering both the ACA [Affordable Care Act] and employer markets, building a well-recognized brand that represents Christian health care.
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![Arizona man sentenced to prison after hoax bomb threats at Christian churches #Catholic
null / Credit: Chodyra Mike 1/Shutterstock
CNA Staff, Nov 11, 2025 / 11:40 am (CNA).
An Arizona man will serve more than half a decade in prison after he carried out multiple hoax bomb threats at churches in the western U.S.The U.S. Department of Justice said in a press release that 46-year-old Phoenix resident Zimnako Salah would spend six years in prison after his 2025 conviction in the terror plot.From September to November 2023 Salah “traveled to four Christian churches in Arizona, California, and Colorado” with black backpacks, according to the Department of Justice. At two churches he was turned away by security, while at two others he “planted” the backpacks, causing congregants to believe they contained bombs, the Justice Department said.Though the planted backpacks were in fact hoaxes, Salah reportedly had “been building a bomb capable of fitting in a backpack,” the department said. FBI investigators said they seized “component parts of an improvised explosive device” from a storage unit being rented by Salah.Salah also had been actively searching for “extremist propaganda online,” the government said, including searches for videos such as “infidels dying.”The jury that convicted Salah in 2025 found that he “targeted the church because of the religion of the people who worshipped there, making the offense a hate crime.”U.S. District Judge Dena Coggins levied a $10,000 fine against Salah, telling him he “failed to take responsibility for [his] actions.”U.S. Attorney Eric Grant said Salah’s ultimate goal appeared to be “many deaths and injuries.”“Thanks to the action of church security, local law enforcement, and the FBI, this defendant was stopped before he had a chance to carry out the crimes he sought to commit,” he said.Assistant Attorney General Harmeet Dhillon, meanwhile, said in the press release that criminals “who target people because of their faith will face the full force of federal law.”“The Department of Justice will continue to protect the rights of all people of faith to worship and live free from fear, and we will hold accountable anyone who threatens or harms them,” she said.](http://unitedyam.com/wp-content/uploads/2025/11/arizona-man-sentenced-to-prison-after-hoax-bomb-threats-at-christian-churches-catholic-null-credit-chodyra-mike-1-shutterstockcna-staff-nov-11-2025-1140-am-cna-an-arizona-man-will-se.webp)







































