A woman receives a baby shower at her local church through Embrace Grace. | Credit: Embrace Grace
Jan 18, 2026 / 06:00 am (CNA).
Amy Ford was 19 years old when she found herself with an unplanned pregnancy. Scared and thinking her life and dreams were over, she attempted to get an abortion but was unable to go through with it.
Ford and the baby’s father turned to their church for support and received none. The experience led her to create Embrace Grace, a nonprofit that provides support and community through local churches for pregnant mothers in need.
The story behind the ministry
Ford told EWTN News that she thought “my life was over, my dreams were over, that my parents were going to hate me.” She said she thought she would end up homeless.
“The father of the baby felt the same way and we just thought we could have an abortion and maybe that’s a quick fix and we’ll just deal with the consequences of a broken heart later. And even though we grew up knowing abortion was wrong, we just kind of went into this mode of trying not to feel anything,” Ford recalled.
So, she went to an abortion clinic. As the nurses explained what they were going to do during the procedure, Ford began to hyperventilate and passed out. She was told she was “too emotionally distraught” to make a decision and that she could go back to the abortion clinic another day.
As she walked into the waiting room, she told the baby’s father that she was still pregnant. At that moment, the two decided they would keep the child. The high school sweethearts knew they wanted to get married one day; they just didn’t expect to have a child before marriage.
The two went to an evangelical pastor whom they knew personally to ask him if he could marry them.
“He said, ‘No, I’m sorry, because you sinned I will not bless this marriage,’” Ford shared.
The couple found another pastor to marry them and got married when Ford was 16 weeks pregnant. They tried going back to their church after that but it was “the elephant in the room” — others changed how they interacted with them and they decided to stop attending church for a period of time.
Ford and her husband welcomed their son — who is now 27 years old and also works in the pro-life movement — and have been married for 27 years, welcoming three more children after their firstborn.
Helping women
Looking back at her experience, Ford felt called to help women who found themselves in these situations, not sure where to go, and weren’t aware of the resources available to them. So she started a small group at her church for women who were experiencing an unexpected pregnancy.
Ford admitted that back then she didn’t know what a pregnancy center was or what the pro-life movement was.
“If someone would have said, ‘I work in the pro-life movement,’ I would have assumed that meant picketing because that’s the only thing the media shows,” she admitted. “I didn’t know what a pregnancy center was even when I started Embrace Grace, the group. I didn’t know anything about it. So, I never thought, ‘I’m starting a pro-life group.’ That wasn’t even on my mind. I just wanted to start a small group for women that have unexpected pregnancies.”
In 2008 Ford hosted her first group, which was made up of three women who met at a local church in the Dallas-Forth Worth area. After meeting for 12 weeks as a group, “they didn’t even seem like the same person by the end of it,” Ford recalled.
“They had completely transformed. They were empowered as women to be the moms that God created them to be.”
After the first group, Ford held another Embrace Grace session, and another and another. With each passing session, more and more young women were attending and slowly more and more churches were getting involved.
Today, Embrace Grace is in over 1,200 churches across the country — mostly in evangelical, Baptist, and Catholic churches.
A woman who joins an Embrace Grace group goes through a 12-week curriculum that aims to help her experience healing and remind her of who God made her to be as a daughter of God and a mother. Additionally, the church hosting the group throws each woman a baby shower.
Embrace Grace also has two other programs: Embrace Life and Embrace Legacy.
Embrace Life is a 20-week program that teaches the women more practical skills in terms of parenting, the newborn phase and postpartum, how to manage finances, and more. Embrace Legacy is a 12-week program aimed at new or single fathers.
Ford hopes that Embrace Grace serves as a tool of “courage and the bridge to get them actually going to church and raising their kids in the church and being a part of a spiritual family.”
The nondenominational nonprofit also works in partnership with local pregnancy centers that are within a 30-mile radius of a church that hosts an Embrace Grace group by giving them what they call “Love Boxes” to give women who find out they are pregnant and are seeking support. The Love Box contains a onesie with the words “Best Gift Ever,” a book called “A Bump in Life” — which contains 20 testimonies from women who chose life — a journal, a handwritten letter encouraging a new mother, and an invitation to join the local Embrace Grace group.
“Because most pregnancy centers have sonogram machines, that means they’re medical, which means they have HIPAA laws that they have to abide by. So, they can’t just give the church the girl’s name,” Ford explained. “So these Love Boxes are kind of a way, another touch, for the mom to find out more … and that there’s a church that wants to walk alongside you.”
Embrace Grace recently reached a milestone by giving out 150,000 Love Boxes since its launch in 2018.
Looking ahead, Ford’s goal is to be in 23,400 churches. If that number sounds specific, that’s because it is. By using different tools, Ford and her team concluded that if they want every woman who finds herself in an unplanned pregnancy to be able to turn to a church for support, Embrace Grace needs to be in “23,400 churches strategically placed around the United States … so that no mom would ever have to walk alone.”
“We are just putting it out there, trying to partner with as many churches as possible, so that we can make that happen,” she said. “That is our big dream. That that’s what the world would look like — that no mom would have to walk alone and that she would have a church to turn to in her local area.”
“I believe in leading Embrace Grace, we have front-row seats to miracles.”
Read More![Albany’s retired bishop files for personal bankruptcy #Catholic
Bishop Edward Scarfenberger. / Credit: Photo courtesy of the Diocese of Albany
National Catholic Register, Dec 19, 2025 / 12:24 pm (CNA).
A retired New York bishop has filed for personal bankruptcy protection in federal court after a state jury verdict found him, along with other officials, personally liable for the collapse of a Catholic hospital pension fund that left about 1,100 retirees without the lifetime monthly payments they were expecting.It’s not clear whether a Catholic bishop in the United States has ever previously filed for personal bankruptcy protection.Bishop Edward Scharfenberger, 77, who served as bishop of Albany from April 2014 until his retirement in October, is seeking protection from creditors for his assets valued at between $100,001 and $500,000, according to a filing Tuesday in the U.S. Bankruptcy Court for the Northern District of New York.The seven-page filing does not list the bishop’s assets but states that he has between 100 and 199 creditors and debts totaling between $1,000,001 and $10 million.Last week, a jury found Scharfenberger 10% liable in a $54.2 million judgment in a civil lawsuit over the failed pension plan once provided by St. Clare’s Hospital in Schenectady, a Catholic hospital that operated from 1949 until 2008, according to The Evangelist, the diocese’s newspaper.The verdict and judgment, issued Dec. 12, cover compensatory damages — the amount a court finds is owed to plaintiffs for harm they have suffered — but not punitive damages, which may be added in cases of recklessness, malice, or fraud. The bankruptcy filings by the bishop and another defendant in the state lawsuit over the pension plan failure forced a pause in a punitive damages hearing earlier this week, according to WNYT Channel 13 in Albany.The National Catholic Register, CNA’s sister news partner, was unable to reach Scharfenberger before the publication of this story. A lawyer representing the bishop acknowledged a request for comment Dec. 17 but did not immediately provide one.A rare personal bankruptcyIn recent decades, bankruptcies have occurred regularly in the Catholic Church in the United States. Between 2004 and November 2025, 39 of the country’s dioceses have filed for bankruptcy, almost all to protect assets from clergy sex-abuse lawsuits, as the Register reported last month. One of those is the Diocese of Albany, which filed for bankruptcy in March 2023. But those diocesan cases were filed under Chapter 11 of the U.S. Bankruptcy Code, which allows a corporation, partnership, or sole proprietorship to reorganize and continue operating while developing a court-approved plan to repay creditors.Scharfenberger filed under Chapter 13, which allows an individual with regular income who cannot pay debts to keep certain assets while working out a repayment plan. “The rules in Chapter 13 permit a debtor to keep property and confirm a plan with payments to creditors based on the debtor’s ‘disposable income,’” said Marie Reilly, a bankruptcy expert and law professor at Penn State Dickinson Law, in an email. “If the debtor commits his disposable income to paying creditors for the term of a three- to five-year plan, he gets a discharge (forgiveness) of the unpaid balance.”Reilly, who has researched several dozen diocesan bankruptcies for The Catholic Project, a lay initiative of The Catholic University of America in Washington, D.C., told the Register that the bankruptcy filing does not necessarily solve all of the bishop’s money problems.“There are exceptions — some debts don’t get discharged. Creditors can object to the plan if it does not meet the statutory requirements,” Reilly said. “And, it is possible that the pension fund creditor may move to dismiss the bishop’s Chapter 13 case as having been filed ‘in bad faith.’”$50 million shortfall St. Clare’s Hospital was originally run by the Franciscan Sisters of the Poor. The Diocese of Albany maintains that it never owned the hospital and that the bishop of Albany merely provided “canonical oversight” to make sure the hospital met “its mission to serve all in accord with Catholic moral standards,” according to an August 2025 statement from the diocese.Last week, the jury found that the Diocese of Albany has no liability for the pension failure, instead holding the hospital corporation and certain officers and board members accountable. In addition to Scharfenberger, the jury found two deceased employees of the diocese liable, according to The Evangelist: Former Albany Bishop Howard Hubbard (1938–2023), who led the diocese from 1977 to 2014, was found 20% liable; and Father David LeFort, a former vicar general of the diocese who died in August 2023, was found 5% liable. Also found liable were St. Clare’s Corporation (20%), St. Clare’s president Joseph Pofit (25%), and former St. Clare’s president Robert Perry (20%), according to The Evangelist.The judgments stem from a pension plan that operated for about 60 years. In 1959, the hospital began offering employees a defined-benefit plan that provided a lifetime monthly pension after retirement.Church plan exempt from ERISALike most plans operated by Catholic institutions, the pension plan had a religious exemption from the federal Employee Retirement Income Security Act of 1974 (known as ERISA), which sets minimum funding requirements for most nonreligious pension plans and also enables the federal government to step in and make payments to retirees of failed plans, using a fund financed by covered pension plans.When the hospital closed in 2008, the officers of St. Clare’s “determined that the corporation would continue to exist for purposes of administering the pension plan,” according to a complaint filed in state court in Schenectady County by the New York attorney general’s office in May 2022. “They also chose to continue treating the pension plan as a ‘Church plan’ — which it could do only if the corporation’s former employees and pensioners were designated as employees of the Church. This was all in order to avoid the contribution and insurance requirements of ERISA, and the duties imposed by ERISA upon corporation directors and trustees as fiduciaries,” the complaint states.The bishop of Albany was automatically a member of the hospital’s board and served as its honorary chairman, and had authority to appoint most of the directors on the board, according to the state attorney general’s complaint.The attorney general’s office alleged that St. Clare’s Corporation failed to make contributions to the pension fund “for all but three years from 2001 to 2019” and concealed from retirees “the insolvency of the pension plan.”In 2018, the St. Clare’s board terminated the pension plan effective Feb. 1, 2019, because of an approximately $50 million shortfall. More than 1,100 employees lost retirement benefits, including about 650 who lost all pension payments and about 450 who received a lump-sum payment “equal to 70% of the value of their vested pension,” the complaint states. The retired employees include “nurses, lab technicians, social workers, EMTs, orderlies, housekeepers, and other essential workers” who worked at the hospital “between 10 and 50 years,” the complaint states.Testimony and reactionOn Dec. 9 during the civil trial, Scharfenberger testified that during his tenure no boards he sat on ever discussed the hospital’s pension plan, according to The Times-Union of Albany. In a written statement issued in August, when Scharfenberger still led the Diocese of Albany, the diocese said the bishop “has actively sought ways to help the pensioners” while denying that the diocese ever “exercised any control over St. Clare’s Hospital operations or its pension.” “He hosted a listening session with pensioners at Siena College to identify issues and consider ways to help those in need. He also reached out to the Mother Cabrini Foundation to try to secure funding for the pensioners, but that effort was unable to move forward once the pensioners filed the lawsuit,” the statement said. “The diocese is eager to see the case move forward and promptly resolved,” the August statement continued. “Our prayers continue for all who are struggling in any way, and as we stated previously, our offer to connect those in need with services that can help, stands. No one should walk alone.”His successor, Bishop Mark O’Connell, who was installed as bishop of Albany on Dec. 5, told reporters shortly before the verdict was announced last week: “I care deeply about their hurt [and] not having their pensions,” according to The Evangelist.During the Dec. 12 press conference, when a reporter asked O’Connell what the diocese would do if the jury found the diocese liable for the pension fund collapse, the bishop noted that the diocese is already in the midst of a bankruptcy process.“If we are liable, then we’ll do what we can to make amends, given that they are one creditor as a group among many people accusing the Diocese of Albany,” O’Connell said, according to WAMC Northeast Public Radio. “And that’s what bankruptcy process is. We obviously cannot pay a billion dollars. Right? So that’s what Chapter 11 is all about, to figure out what’s fair. And since you have a bankruptcy judge and mediators, it’s not up to us.”Later that day, the jury found the diocese not liable in the pension fund collapse lawsuit. The diocese issued a written statement, according to The Evangelist, that said: “As grateful as we are for the jury’s informed decision, we are still very much aware of the hurt felt by the St. Clare’s pensioners who cared for the sick and the poor throughout the long history of St. Clare’s Hospital. This does not mean that we will turn our backs to the pensioners, for as Bishop O’Connell has noted, they are a part of our flock; they are still in need of healing.”That same day, lead plaintiff Mary Hartshorne, who worked in the hospital’s radiology department for about 28 years, told WNYT Channel 13 in Albany that she and other hospital retirees were pleased with the jury’s verdict but did not feel they would be made whole.“We’ve been playing this game for seven and a half years, and I think my question I ask everybody is: How do you get that back? You don’t,” she said.This story was first published by the National Catholic Register, CNA’s sister news partner, and has been adapted by CNA.](https://unitedyam.com/wp-content/uploads/2025/12/albanys-retired-bishop-files-for-personal-bankruptcy-catholic-bishop-edward-scarfenberger-credit-photo-courtesy-of-the-diocese-of-albanynational-catholic-register-dec-19-2025-1.webp)
